The Wellcare Medicare Advantage HMO plan and more of the coverage you value.
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HMO plans from Wellcare.
Our Wellcare Advantage HMO plans focus on care access and affordability. It starts with access to our wide network of doctors and hospitals, plus more benefits than Original Medicare. Staying in-network for care can give you greater cost savings throughout the year. Wellcare offers a variety of Wellcare HMO plan options. All Wellcare HMO plans come with personal daily support.
When looking for an HMO plan, here are some Frequently Asked Questions and helpful answers to guide you.
What does Wellcare HMO mean?
Health Maintenance Organization (HMO) plans provide coordinated care through a network of providers. Care is provided through a primary care physician (PCP), who may refer people to specialists as needed.
Do I need to pick a Primary Care Physician (PCP)?
With an HMO plan, you need to pick a PCP.
Do I need a referral to see a specialist?
With an HMO plan, you need a referral to see a specialist.
What if I want to see a doctor that is out-of-network?
You can choose to see a doctor that is out-of-network, but you will need a referral from your PCP.
Can I choose a separate Part D plan with my Medicare Advantage HMO plan?
You cannot choose a separate Part D plan with a Medicare Advantage HMO plan, since pharmacies are part of the HMO network.
What benefits do I get with a Wellcare Medicare Advantage HMO plan?
Like all Wellcare Medicare Advantage plans, most Wellcare Medicare Advantage HMO plans come with extra benefits you wouldn’t get with Original Medicare, like dental, vision and hearing coverage. Call us or shop our plans to learn what’s available in your area.
